Financing
General Mortgage Discounts:
- We will cover your notary fees up to HUF 30,000.
- We are waiving the contract fee for you (a savings of HUF 30,000).
Exclusive Mortgage Offers:
- The interest rate for the "Otthon Start" Home Loan is 2.89%.
- The property appraisal fee is waived.
- Disbursement upon issuance of a final occupancy permit at 100% completion.
- Loan availability: 540 days + optional 2 × 90-day extension.
- Optional customized market rate discounts (subject to individual credit assessment).
DUO Offer:
In the event of a combined application for a state-subsidized home loan (such as CSOK Plus or Rural CSOK) and a 10-year fixed-rate market mortgage, we provide a fixed 5.90% interest rate for the market-rate portion.
This rate is applicable for the first interest period (10 years). The market-rate mortgage is available in "Standard" or "Equator" variants. Please note that the market-rate loan amount may exceed the amount of the subsidized loan.
"Otthon Start" Mortgage Incentives:
Receive a credit of up to HUF 350,000 upon successful application!
Within the framework of this promotion, eligible customers will receive a one-time lump-sum credit based on the disbursed loan amount: a HUF 230,000 credit for loan amounts between HUF 10,000,000 and HUF 29,999,999, and a HUF 330,000 credit for loan amounts between HUF 30,000,000 and HUF 50,000,000.
- To be eligible, you must hold one of the following account packages at the time of the "Otthon Start" loan disbursement: MBH Kedvezmény, MBH Kedvezmény Plusz, MBH Prémium, MBH Partner Plusz, or MBH Kiemelt Partner.
- Maintain a minimum monthly salary credit of HUF 250,000 to your account for the entire duration of the loan.
Extra Bonus: Sign a Home Savings Plan with Fundamenta-Lakáskassza Zrt. between your loan application and disbursement to receive an additional HUF 20,000 credit.
Prenatal Subsidized Loan Incentives:
Promotional Offer: Apply for an MBH "Babaváró" (Prenatal) Loan to be eligible for a HUF 130,000 one-time credit and a HUF 50,000 Brendon gift voucher.
- The offer is valid only if you do not have an active or previously submitted "Babaváró" loan application with MBH Bank at the time of the promotion's launch.
- The offer applies provided that the disbursed "Babaváró" Loan amount reaches or exceeds HUF 10,000,000.
Legal Fees:
The legal fees for the sale and purchase agreement will be fully borne by the developer for the first thirty customers.
"Equator" financing:
If you receive your salary, build your safety reserves, or hold your liquid assets in your current account, you will receive a discount equivalent to your mortgage interest rate on your account balance (up to 70% of the current outstanding principal). This benefit is automatically credited as a free partial prepayment every six months, effectively reducing your original loan term and the total amount repayable.
How it works?
- Earn a benefit matching your loan's interest rate on your liquid account balance (without the need for fixed-term deposits), applied up to 70% of your current loan balance.
- Every six months, the Bank automatically credits your earned interest benefits as a fee-free prepayment into your loan principal. Your loan is then recalculated so that your monthly payments stay the same, but your debt decreases faster.
- This process effectively shortens your mortgage term, as long as the total credited interest benefit allows for a reduction of at least one month in the remaining duration.
